The World's #1 AI Powered Bank to Ledger Engine
Bank Statements to Excel (XLSX), Tally (XML) & CSV(QB, Xero) Converter for Global Finance.
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Drop a bank statement PDF or click to browse
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Bank-Grade Security. No data store. No manual errors. Just perfect ledgers.
Built-in Running Balance Validation ensures 100% audit-readiness. Skip the anxiety of manual entry. Transform raw PDFs into clean ledgers with an AI engine trusted by top-tier financial professionals worldwide.
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How it works
Anonymous
Anonymous conversions with no sign-up required
- 1 page every 24 hours
- Preview up to 10 rows
- Excel (.xlsx) download
Free
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Sign up - 5 Free credits included, no credit card needed
- 5 free credits on sign-up
- Bank PDF to Excel (.xlsx) Conversion with AI Running Balance Validation
- Conversion history (manual or 1 hour auto delete)
- No subscription or payment required
Free
Subscribe
Monthly credits reset — no overage, no surprises
- Bulk PDF + ZIP upload and download
- 5 export formats — Excel, Tally, QuickBooks, Xero, OFX
- AI Running balance validation (mismatches flagged in red)
- 1,000s of bank formats supported globally
- AI OCR (Scanned image PDFs) Supported.
- General PDFs (non-bank) convert to .xlsx and .docx
- Conversion history (manual or 1 hour auto-delete)
- Credits reset monthly · top-up packs available
- Priority email & chat support
$30/mo · 100 credits
Also: $50/mo · 300 cr | $100/mo · 800 cr
Why accountants worldwide choose Bank To Ledger
Built for the rigors of professional accounting practice — from Indian CAs to international CPAs, bookkeepers, and CFOs. We don't just convert; we ensure the safety of your data..
Running Balance Validator
Our AI engine doesn't just read data it audits it. When you Convert to Excel, every single row undergoes a real-time running balance recalculation, with discrepancies flagged in Warning Red to ensure absolute integrity. Every file includes a dedicated 'Sheet2' containing deep metadata including source file names and processing timestamps providing a complete audit trail before your data ever touches Tally, QuickBooks, or Xero.
Zero-Persistence Guarantee
All uploads travel via TLS 1.3 with AES-256 encryption at rest. Processing occurs exclusively within isolated server RAM, your sensitive data is never written to a physical disk (SSD/HDD). We operate on a strict Zero-Persistence architecture: your files and extracted results are permanently purged within 1 hour. We never train AI on your clients financial data. Ever.
Global Standards (Excel, CSV & XML)
For international CPAs, CFOs, and bookkeepers, we deliver high-fidelity Excel (.xlsx) and CSV conversions. These are optimized for seamless integration with QuickBooks, Xero, Sage, and SAP. From the US to the UK, our universal formats ensure your ledger is perfectly aligned with global reporting standards. For firms operating in India and the UAE, we provide native Tally XML conversions. Skip the manual mapping and Excel intermediaries; our engine generates direct-import files engineered specifically for Tally Prime, ensuring 100% compatibility with your existing accounting workflow.
Trusted by Finance Professionals Globally
Real professionals. Real results. No made-up numbers.
"Zero-persistence guarantee was the deal-breaker for me. I cannot risk client data being stored anywhere. This tool is the only one that takes security seriously."
Nancy
Tax Consultant, United State
"Converted 200+ HDFC statements in a single afternoon. The running balance validator caught two extraction mismatches my team would have missed. Absolutely essential."
Rajesh Iyer
Senior CA, Mumbai India
"The Tally XML export is flawless — no manual mapping, no errors. Our data entry time dropped by 80% in the first week alone."
Priya Nambiar
Partner, CA Firm Chennai India
"The QuickBooks CSV and Xero exports are formatted perfectly — no extra cleanup required. Switched from a manual process and haven't looked back."
Elizabeth
United State
"Our accounts team processes 50+ statements a month. The bulk ZIP upload feature and batch download saved us an entire working day every month."
Manoj M
CA, Mangalore Karnataka India.
"As a solo CA, every hour matters. Bank To Ledger handles Axis, Kotak, and Yes Bank statements perfectly. I haven't touched a keyboard for data entry in months."
Deepa Krishnaswamy
Sole Practitioner, Bangalore Karnataka India
"We tested 10 conversion tools before choosing this one. No other tool validated running balances automatically. That feature alone is worth the subscription."
Vikram Bose
Audit Manager, Kolkata India
"My senior asked me to check every row manually. With Bank To Ledger's validator, mismatches are highlighted in red instantly. Saves me hours every day."
Ananya Pillai
CA Intern, Pune India
"I'm not an accountant but I needed clean records for my CA. Uploaded my MUFG Bank statement, got the Excel in 30 seconds. Exactly what I needed."
Tanaka Mei
Business Owner, Tokyo
Frequently asked questions
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